:root {
  --navy: #0c1a2e;
  --navy-deep: #071018;
  --navy-mid: #152842;
  --coral: #e8472a;
  --coral-bright: #ff5a3c;
  --gold: #e8b923;
  --cream: #f4efe6;
  --ink: #1a1208;
  --muted: rgba(244, 239, 230, 0.72);
  --line: rgba(244, 239, 230, 0.14);
  --max: 1180px;
  --display: "Bebas Neue", sans-serif;
  --body: "Instrument Sans", system-ui, sans-serif;
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: var(--body);
  color: var(--cream);
  background: var(--navy-deep);
  line-height: 1.55;
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
}

img {
  display: block;
  max-width: 100%;
}

a {
  color: inherit;
}

.visually-hidden {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}

/* Top bar */
.topbar {
  position: fixed;
  inset: 0 0 auto;
  z-index: 40;
  background: rgba(7, 16, 24, 0.94);
  border-bottom: 1px solid var(--line);
}

.topbar__inner {
  width: min(100% - 2rem, var(--max));
  margin-inline: auto;
  min-height: 68px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 0.75rem;
  text-decoration: none;
}

.brand__mark {
  width: 36px;
  height: 36px;
  display: block;
  border-radius: 9px;
  flex-shrink: 0;
}

.brand__name {
  font-family: var(--display);
  font-size: clamp(1.6rem, 4vw, 2rem);
  letter-spacing: 0.06em;
  line-height: 1;
}

.topbar__rg {
  margin-left: auto;
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  color: var(--muted);
}

.brand__suffix {
  color: var(--coral-bright);
}

.topbar__cta {
  padding: 0.65rem 1.1rem;
  border: 1px solid rgba(232, 71, 42, 0.55);
  text-decoration: none;
  font-size: 0.82rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  transition: background 0.25s ease, color 0.25s ease;
}

.topbar__cta:hover,
.topbar__cta:focus-visible {
  background: var(--coral);
  color: var(--cream);
}

/* Hero */
.hero {
  position: relative;
  min-height: 100svh;
  display: grid;
  align-items: end;
  overflow: hidden;
  contain: layout style paint;
}

.hero__media {
  position: absolute;
  inset: 0;
  background: var(--navy-deep) url("../images/hero-placeholder.webp") center / cover no-repeat;
}

.hero__photo {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center 35%;
  opacity: 0;
  transform: scale(1.01);
  transition: opacity 0.45s ease;
}

.hero__photo.is-loaded {
  opacity: 1;
}

.hero__wash {
  position: absolute;
  inset: 0;
  background:
    linear-gradient(115deg, rgba(7, 16, 24, 0.94) 0%, rgba(7, 16, 24, 0.55) 42%, rgba(12, 26, 46, 0.35) 100%),
    linear-gradient(to top, rgba(7, 16, 24, 0.98) 0%, transparent 48%);
}

.hero__grid {
  position: absolute;
  inset: 0;
  opacity: 0.12;
  background-image:
    linear-gradient(var(--line) 1px, transparent 1px),
    linear-gradient(90deg, var(--line) 1px, transparent 1px);
  background-size: 56px 56px;
  pointer-events: none;
}

.defer-section {
  content-visibility: auto;
  contain-intrinsic-size: auto 420px;
}

.hero__content {
  position: relative;
  z-index: 2;
  width: min(100% - 2rem, var(--max));
  margin-inline: auto;
  padding: 7.5rem 0 2.5rem;
}

.hero__eyebrow {
  margin: 0 0 0.75rem;
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.24em;
  text-transform: uppercase;
  color: var(--gold);
}

.hero__title {
  margin: 0;
  font-family: var(--display);
  font-size: clamp(4.5rem, 16vw, 11rem);
  line-height: 0.88;
  letter-spacing: 0.02em;
}

.hero__title-line {
  display: block;
}

.hero__title-line--accent {
  color: var(--coral-bright);
}

.hero__subtitle {
  margin: 0.5rem 0 0.85rem;
  font-family: var(--display);
  font-size: clamp(1.6rem, 4vw, 2.4rem);
  letter-spacing: 0.12em;
  color: var(--gold);
}

.hero__lede {
  margin: 0 0 1.5rem;
  max-width: 34rem;
  font-size: 0.95rem;
  line-height: 1.55;
  color: var(--muted);
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 54px;
  padding: 0.85rem 1.8rem;
  border: 0;
  text-decoration: none;
  font-family: var(--body);
  font-size: 0.88rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  cursor: pointer;
  transition: background 0.2s ease, color 0.2s ease;
}

.btn--primary {
  background: var(--coral);
  color: var(--cream);
  border-radius: 8px;
}

.btn--primary:hover,
.btn--primary:focus-visible {
  background: var(--coral-bright);
}

.btn--wide {
  width: min(100%, 320px);
}

.terms-snippet {
  display: flex;
  align-items: flex-start;
  gap: 0.65rem;
  width: 100%;
  max-width: 680px;
  margin: 1.5rem 0 0;
  padding: 0;
  border: 0;
  background: none;
  color: var(--muted);
  font: inherit;
  font-size: 0.72rem;
  line-height: 1.5;
  text-align: left;
  cursor: pointer;
}

.terms-snippet__icon {
  flex-shrink: 0;
  margin-top: 0.15rem;
  transition: transform 0.25s ease;
}

.terms-snippet[aria-expanded="true"] .terms-snippet__icon {
  transform: rotate(180deg);
}

.terms-snippet__panel {
  max-width: 680px;
  margin-top: 0.75rem;
  padding: 0.85rem 1rem;
  background: rgba(255, 255, 255, 0.04);
  border-left: 3px solid var(--gold);
  font-size: 0.78rem;
  color: var(--muted);
}

/* Steps */
.steps {
  background: var(--navy);
  border-top: 3px solid var(--coral);
}

.steps__heading {
  width: min(100% - 2rem, var(--max));
  margin: 0 auto;
  padding: 2.5rem 0 0;
  font-family: var(--display);
  font-size: clamp(1.6rem, 4vw, 2.4rem);
  letter-spacing: 0.06em;
  color: var(--cream);
  text-align: center;
}

.steps__inner {
  width: min(100% - 2rem, var(--max));
  margin-inline: auto;
  padding: 3rem 0;
}

.steps__list {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  gap: 0;
}

@media (min-width: 768px) {
  .steps__list {
    grid-template-columns: repeat(3, 1fr);
  }
}

.step {
  border-bottom: 1px solid var(--line);
}

@media (min-width: 768px) {
  .step {
    border-bottom: 0;
    border-right: 1px solid var(--line);
  }

  .step:last-child {
    border-right: 0;
  }
}

.step__link {
  display: flex;
  gap: 1.25rem;
  padding: 1.75rem 1.25rem;
  text-decoration: none;
  transition: background 0.25s ease;
}

.step__link:hover,
.step__link:focus-visible {
  background: rgba(255, 255, 255, 0.03);
}

.step__num {
  font-family: var(--display);
  font-size: 2.4rem;
  line-height: 1;
  color: transparent;
  -webkit-text-stroke: 1px var(--coral);
}

.step__title {
  margin: 0 0 0.35rem;
  font-family: var(--display);
  font-size: 1.5rem;
  letter-spacing: 0.06em;
}

.step__text {
  margin: 0;
  font-size: 0.92rem;
  color: var(--muted);
}

.step__text strong {
  color: var(--gold);
  font-weight: 600;
}

/* Features */
.features {
  background: var(--cream);
  color: var(--ink);
}

.features__inner {
  width: min(100% - 2rem, var(--max));
  margin-inline: auto;
  padding: 4rem 0;
  text-align: center;
}

.features__heading {
  margin: 0 0 2.5rem;
  font-family: var(--display);
  font-size: clamp(2.2rem, 6vw, 3.4rem);
  letter-spacing: 0.08em;
  color: var(--navy);
}

.features__grid {
  list-style: none;
  margin: 0 0 2.5rem;
  padding: 0;
  display: grid;
  gap: 2rem;
  text-align: left;
}

@media (min-width: 768px) {
  .features__grid {
    grid-template-columns: repeat(3, 1fr);
  }
}

.feature {
  display: flex;
  gap: 1rem;
  align-items: flex-start;
}

.feature__icon {
  flex-shrink: 0;
  width: 52px;
  height: 52px;
  display: grid;
  place-items: center;
  color: var(--coral);
  background: rgba(232, 71, 42, 0.08);
  border-radius: 10px;
}

.feature__title {
  margin: 0 0 0.35rem;
  font-family: var(--display);
  font-size: 1.35rem;
  letter-spacing: 0.06em;
  color: var(--navy);
}

.feature__text {
  margin: 0;
  font-size: 0.92rem;
  color: rgba(26, 18, 8, 0.72);
}

.features .btn--primary {
  margin-inline: auto;
}

/* Partners */
.partners {
  background: var(--navy-mid);
  border-top: 1px solid var(--line);
}

.partners__inner {
  width: min(100% - 2rem, var(--max));
  margin-inline: auto;
  padding: 3rem 0;
  text-align: center;
}

.partners__heading {
  margin: 0 0 1.75rem;
  font-family: var(--display);
  font-size: clamp(1.6rem, 4vw, 2.2rem);
  letter-spacing: 0.1em;
}

.partners__logos {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 0.75rem 1.25rem;
}

.partners__logo {
  padding: 0.55rem 1rem;
  border: 1px solid var(--line);
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--muted);
}

/* Guide / markets / FAQ copy */
.guide,
.split,
.faq-sw {
  border-top: 1px solid var(--line);
}

.guide {
  background: var(--navy);
}

.split {
  background: var(--navy-deep);
}

.faq-sw {
  background: var(--navy-mid);
}

.guide__inner,
.split__inner,
.markets__inner,
.faq-sw__inner {
  width: min(100% - 2rem, var(--max));
  margin-inline: auto;
  padding: 4rem 0;
}

.guide__kicker,
.markets__kicker,
.faq-sw__kicker {
  margin: 0 0 0.4rem;
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--gold);
}

.guide h2,
.split h2,
.markets h2,
.faq-sw h2 {
  margin: 0 0 1rem;
  font-family: var(--display);
  font-size: clamp(1.8rem, 4.5vw, 2.8rem);
  letter-spacing: 0.06em;
  line-height: 1.05;
}

.guide p,
.split p,
.markets p,
.faq-sw > .faq-sw__inner > p {
  margin: 0 0 1rem;
  max-width: 42rem;
  color: var(--muted);
  font-size: 0.98rem;
}

.guide-grid,
.split-grid {
  display: grid;
  gap: 1.5rem;
  margin-top: 2rem;
}

@media (min-width: 768px) {
  .guide-grid,
  .split-grid {
    grid-template-columns: 1fr 1fr;
  }
}

.guide-card,
.split-card {
  padding: 1.4rem 1.35rem 1.25rem;
  border: 1px solid var(--line);
  background: rgba(255, 255, 255, 0.03);
}

.guide-card h3,
.split-card h3 {
  margin: 0 0 0.5rem;
  font-family: var(--display);
  font-size: 1.45rem;
  letter-spacing: 0.05em;
}

.guide-card p,
.split-card p {
  margin: 0;
  font-size: 0.92rem;
}

.markets {
  background: var(--cream);
  color: var(--ink);
}

.markets h2 {
  color: var(--navy);
}

.markets p {
  color: rgba(26, 18, 8, 0.72);
}

.markets__grid {
  display: grid;
  gap: 1.25rem;
  margin-top: 2rem;
}

@media (min-width: 768px) {
  .markets__grid {
    grid-template-columns: repeat(3, 1fr);
  }
}

.market {
  padding: 1.35rem 1.2rem;
  background: #fff;
  border-left: 4px solid var(--coral);
}

.market h3 {
  margin: 0 0 0.45rem;
  font-family: var(--display);
  font-size: 1.4rem;
  letter-spacing: 0.05em;
  color: var(--navy);
}

.market p {
  margin: 0;
  font-size: 0.9rem;
}

.faq-sw details {
  border-bottom: 1px solid var(--line);
}

.faq-sw summary {
  cursor: pointer;
  padding: 1rem 0;
  font-weight: 700;
  font-size: 1rem;
  list-style: none;
}

.faq-sw summary::-webkit-details-marker {
  display: none;
}

.faq-sw details p {
  margin: 0 0 1rem;
  max-width: 46rem;
  font-size: 0.92rem;
}

/* Legal */
.legal-block {
  background: var(--navy-deep);
  border-top: 1px solid var(--line);
}

.legal-block__inner {
  width: min(100% - 2rem, var(--max));
  margin-inline: auto;
  padding: 2rem 0 3rem;
}

.legal-block__toggle {
  display: flex;
  align-items: center;
  justify-content: space-between;
  width: 100%;
  padding: 1rem 0;
  border: 0;
  border-bottom: 1px solid var(--line);
  background: none;
  color: var(--cream);
  font: inherit;
  font-size: 0.95rem;
  font-weight: 600;
  cursor: pointer;
}

.legal-block__plus {
  font-family: var(--display);
  font-size: 1.6rem;
  line-height: 1;
  color: var(--coral);
}

.legal-block__content {
  padding-top: 1.25rem;
  font-size: 0.82rem;
  color: var(--muted);
}

.legal-block__content h3 {
  margin: 1.25rem 0 0.5rem;
  font-size: 0.88rem;
  color: var(--cream);
}

.legal-block__content ul {
  margin: 0 0 0.75rem;
  padding-left: 1.2rem;
}

.legal-block__content li {
  margin-bottom: 0.35rem;
}

.legal-block__note {
  margin-top: 1.5rem;
  padding-top: 1rem;
  border-top: 1px dashed var(--line);
  font-style: italic;
}

/* Footer */
.site-footer {
  background: #050b12;
  border-top: 3px solid var(--gold);
}

.site-footer__inner {
  width: min(100% - 2rem, var(--max));
  margin-inline: auto;
  padding: 2rem 0 2.5rem;
}

.site-footer__badges,
.site-footer__payments {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem 1rem;
  justify-content: center;
  margin-bottom: 1.25rem;
}

.site-footer__badges a,
.site-footer__payments span {
  padding: 0.45rem 0.75rem;
  border: 1px solid var(--line);
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  text-decoration: none;
  color: var(--muted);
}

.site-footer__legal {
  margin: 0;
  text-align: center;
  font-size: 0.75rem;
  color: rgba(244, 239, 230, 0.5);
}

/* Back to top */
.back-to-top {
  position: fixed;
  right: 1.25rem;
  bottom: 1.25rem;
  z-index: 30;
  width: 44px;
  height: 44px;
  display: grid;
  place-items: center;
  background: var(--coral);
  color: var(--cream);
  text-decoration: none;
  opacity: 0;
  pointer-events: none;
  transform: translateY(12px);
  transition: opacity 0.25s ease, background 0.2s ease;
  border-radius: 8px;
}

.back-to-top.is-visible {
  opacity: 1;
  pointer-events: auto;
}

.back-to-top:hover,
.back-to-top:focus-visible {
  background: var(--coral-bright);
}

@media (max-width: 768px) {
  .topbar {
    background: rgba(7, 16, 24, 0.96);
  }
}

@media (prefers-reduced-motion: reduce) {
  *,
  *::before,
  *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
    scroll-behavior: auto !important;
  }

  .hero__photo,
  .hero__photo.is-loaded {
    transform: none;
    opacity: 1;
  }
}